Your 7-step guide to a digital account-opening system

first_img continue reading » Competition in the financial sector is fierce—not only from other banks, but also from the likes of Amazon, Apple and Google. These behemoths of technology—and, more importantly, the customer experience—are all looking to throw their respective hats into the financial ring.So, when it comes to customer acquisition and onboarding, financial institutions must ensure they provide consumers with the seamless experience they’ve come to expect from every product, service and business they encounter in their daily lives.For banks, that amounts to a digital, core-integrated account acquisition solution. Utilizing this type of solution boosts your bank’s revenue while providing a superior customer experience.Revenue Growth and the Customer Experience  Financial institutions increasingly seek to enhance relationships with existing customers through cross-sales. So, an account acquisition solution must feature both an enrollment site for new accounts as well as integration with a bank’s digital solutions to allow current customers a seamless way to add more products and services. And it must be available any time, via desktop, tablet and mobile device. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

USDA confirms first pandemic H1N1 finding in US pigs

first_imgOct 19, 2009 (CIDRAP News) – The US Department of Agriculture (USDA) today confirmed the pandemic H1N1 flu virus in a sample from a Minnesota pig, marking the first detection of the virus in pigs in the United States.Suspected positive samples from pigs at the Minnesota State Fair were first reported by the USDA on Oct 16. The findings were confirmed by the USDA’s National Veterinary Services Laboratories in Ames, Iowa, according to today’s USDA press release. The release mentioned just one positive sample but said others were still being tested.Agriculture Secretary Tom Vilsack said the USDA has reminded its trading partners that several international organizations emphasize that there is no scientific basis to restrict the trade of pork and pork products. “People cannot get this flu from eating pork or pork products. Pork is safe to eat,” he said in the press release.The USDA said that an infection in a show pig doesn’t suggest that commercial herds are infected, because the two types of swine activities typically operate independently and don’t involve the same personnel or animal stock.The National Pork Producers Council (NPPC), in a statement today, reiterated that pork is safe to eat and handle and that the US Centers for Disease Control and Prevention (CDC) has said flu viruses can’t be transmitted through food, including pork.The sample that tested positive was collected at the Minnesota State Fair in August in a research project conducted by the University of Iowa and the University of Minnesota. The 2-year-old project, supported by the CDC, was designed to document flu viruses where humans and pigs interact, such as fairs and other exhibitions. The pig barn at the fair is a popular attraction, partly because the state’s biggest pig is on display.Three of 103 samples from pigs at the fair had come up positive in preliminary tests by the university researchers, the Minnesota Department of Agriculture reported on Oct 16.Today’s USDA announcement adds to the growing list of countries that have detected the pandemic virus in pigs. In early May, the virus was found for the first time in pigs in Alberta, Canada. Though an infected worker was thought to have spread the virus to the pigs, the connection was never confirmed. Other countries—such as Australia, Ireland, and most recently Norway—have more definitively linked infections in pig herds to infected workers.The American Association of Swine Veterinarians (AASV) said on Oct 16 that several children who stayed in a Minnesota State Fair dormitory at the time the pigs were tested got sick with flulike illnesses and were went home, though there is no known link between the pigs and the children. A record number of people, about 1.8 million, attended the fair this year, though it is not known how many of them toured the swine barn.According to CDC influenza surveillance reports, flu activity in Minnesota increased from sporadic to regional during the last part of August and into the first days of September when the state fair took place.This summer some states announced extra measures to protect pigs from contracting the virus from sick fairgoers. For example, agriculture officials in North Carolina urged people to wash their hands before entering the fair exhibits to protect the pigs from the virus. They also asked sick people to avoid fairs and advised fair managers to add 6-foot barriers to separate animals from people.The AASV recommends that swine workers receive seasonal and novel H1N1 vaccines and that producers observe good on-farm biosecurity. It also advises that producers continue immunizing their pigs against influenza, support the USDA’s surveillance program, and submit samples when pigs show flu-like signs. It urges farmers not to ship sick animals to slaughter until clinical symptoms resolve.The NPPC also renewed its plea for pork producers to tighten their biosecurity protocols to protect pigs from the virus, including restricting public access to barns.See also:Oct 19 USDA press releaseOct 19 NPPC press releaseOct 16 AASV statementOct 16 Minnesota Department of Agriculture releasehttp://www.mda.state.mn.us/en/news/releases/2009/nr-2009-10-16-h1n1.aspxMinnesota State Fair Web sitehttp://www.mnstatefair.org/last_img read more

Rental growth to stay low despite good economic forecasts

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Norway’s Finanstilsynet stresses gravity of low rates for pension funds

first_imgIt added that, on top of this, the pension providers were having to meet higher technical provision levels because of rising longevity.Commenting on the upcoming introduction of the European Solvency II Directive on 1 January next year, the regulator said this regime would better reflect the risk inherent in the insurance business than previous solvency requirements had done. “This will be particularly evident in the case of life insurers whose insurance liabilities under the new solvency regime will be recognised at market value,” it said. However, since interest rates are at a low level, the change to the new regime will in some respects involve a big increase in the value of their liabilities compared with the situation now, Finanstilsynet said.“Life insurers are granted a transitional arrangement lasting 16 years in which to complete their technical provisioning,” it said. The regulator said this would ease the solvency requirement for life insurers for a period, but it pointed out that there would be no change in the underlying risk picture.Looking at the picture for the entire financial sector in Norway, Finanstilsynet focused in its report on how the fall in oil prices was affecting Norway’s heavily oil-dependent economy.Lower demand from the petroleum industry has led to much lower activity and hit profitability in sectors selling to the petroleum sector, it said.Finanstilsynet’s director general Morten Baltzersen said: “In the event of a severe setback affecting the Norwegian economy on a broad front, the banks could suffer heavy losses across several parts of their loan books.” The Norwegian financial regulator Finanstilsynet has highlighted the seriousness of the long-term low interest rate environment for the country’s pension providers in its 2015 financial trends report.Releasing the official report today, the regulator said: “The low interest rate level and prospects of low rates for a long period ahead pose a major challenge to pension providers.”It pointed out that a large portion of providers’ liabilities consisted of contracts that carried an annual guaranteed rate of return that was higher than current market interest rates. “Achieving sufficient return on pension assets in a low interest rate regime is difficult,” Finanstilsynet said.last_img read more

Richard L. Sutton, 69, New Marion

first_imgRichard L. Sutton, 69, of New Marion passed away Monday, August 13, 2018, on his birthday, near North Vernon as the result of an automobile accident. He was born at home near New Marion on August 13, 1949 the son of Charles and Pauline Hamblin Sutton. He was married to Joyce Kathleen Feller on July 16, 1977 and she survives. Other survivors include two daughters Holly Lynn (Michael) Leach of Versailles, and Dee Dee McAdams of Holton; six grandchildren Cheyanne, Codey, and Darek Walston, and Hunter, Jackson, and Shane McAdams; three great-grandchildren; two brothers Charles (Beverly) Sutton of Greensburg, and Ron (Becky) Sutton of Holton; one sister Barbara (John) Heuer of Scottsburg; one step-sister Bonnie McIntosh of Versailles; also his sister-in-law Donna Sutton of Hanover. He was preceded in death by his father Charles Sutton, his mother Pauline Truesdel, his brother Bruce Sutton, and his nephew Bruce Sutton, Jr. Mr. Sutton was a farmer and was also a carpenter employed with Tony Schyer in Batesville. Richard loved to hunt and fish, enjoyed listening to music and playing euchre, but his favorite past time was spending time with his children, grandchildren, and great-grandchildren. Richard was a member of the New Marion Baptist Church. Funeral services will be held on Friday, August 17th at 10:30am at the Stratton-Karsteter Funeral Home in Versailles with Bro. Michael Miller of the Cedar Creek Community Church officiating. Burial will be in the New Marion Cemetery. Visitation will be on Thursday from 5pm to 8pm. Memorials may be given to the Kidney Foundation or the New Marion Cemetery in care of the funeral home.last_img read more

Election training program offered in Indiana

first_imgIndianapolis, In. — As the national discussion over election security and ballot integrity continues, Indiana Secretary of State Connie Lawson has announced the creation of a new certificate at Ball State University that will allow election administrators and staff to further their knowledge of cyber practices and principles.The Certificate in Election Administration, Technology and Security, or CEATS, was developed by Ball State’s Voting System and Technical Oversight Program to provide instruction on voting systems, information technology, security basics, election law, and more. Election administrators are expected to be proficient in a number of diverse areas including human resources, poll worker training, election and procedural law, budgets, physical space management, organizational communication, public relations, information technology and cybersecurity. This diversity is not traditionally captured in any one single educational or training program. CEATS will help to fill that gap and is one of many steps being taken to enhance the State of Indiana’s election security readiness.Applications from each of Indiana’s 92 counties were solicited and considered for entrance to the inaugural class. The first class was carefully selected and will consist of the following individuals:Sara Arnold, Spencer CountyChad Clingerman, Elkhart CountyPaula Copenhaver, Fountain CountyLori Davis, Vigo CountyNicole Deibel, White CountyTammy Dooley, Hendricks CountyJaymie Duerlinger, Vigo CountyChristina Eurton, Floyd CountyLaDonna Ingram, Vigo CountyApril Johnson, Allen CountyAmy Jordan, Clay CountyCody Kiefling, Vigo CountyPaula Lantz, White CountyKathy Martin, Vigo CountyTara McNamara, Allen CountyCathy Oser, Warrick CountyPatty Perry, Warrick CountyJay Phelps, Bartholomew CountyStephanie Rockey, Washington CountyRuth Rowlett, Franklin CountyBrenda Woods, Brown County“I wish to congratulate those admitted to the first-ever CEATS program at Ball State University,” said Secretary Lawson. “This program represents an exciting new chapter in our ongoing efforts surrounding election preparedness. I want to thank in particular VSTOP Co-Directors Jay Bagga and Bryan Byers, who have put significant time and effort into the development of this program.”The first cohort will begin work on August 27, 2018. A new cohort will be admitted to the program every six months, beginning in August and February. The program will proceed in three distinct phases, and participants must commit to attending each session.last_img read more

September 29, 2018 Police Blotter

first_imgSeptember 29, 2018 Police Blotter092918 Decatur County Jail Report092918 Decatur County Fire Report092918 Decatur County EMS Report092918 Decatur County Law Report092918 Batesville Police Blotterlast_img

Point season underway at Raceway Park

first_imgBy Bob ConeyJEFFERSON, S.D. (April 17) – Raceway Park got its 2016 IMCA championship points season underway Sunday night with action in five divisions.The first feature of the evening was in the KISS 107.1 IMCA Sport Compact division. Tyler Thomp­son took the lead early and held off the field for 11 laps before the white flag flew. Coming out of turn two, Thompson’s car began to slow and by the third turn, Ramsey Meyer had driven by to take the feature win.Next out were the Car Quest IMCA Hobby Stocks for their 14 lap feature. Dustin Gulbrandson led the early going before Dave Riley made the pass out of the second turn to take the point. A four car crash with four laps to go brought the field together, and after two restarts, a final caution led to a green, white, checkered finish where Riley held off the field for the win.The MOPAR IMCA Northern SportMod feature saw Kirk Beatty lead while Kaleb Kennedy latched onto his tail. Kennedy stalked Beatty until he made the move to the lead with four laps remaining and held off Beatty to the checkers.The Casey’s General Stores IMCA Stock Car main saw a strong field of drivers go at it for 16 laps. At the drop of the green, Casey Jones held the lead from his front row starting position until Chris Mills shot by on the third lap. For the remainder of the feature, Mills ran out front uncontested.The final feature of the night was a 20 lapper for Total Motors IMCA Modifieds. Ricky Stephan took the lead at the drop of the green and held onto it until the first caution came out on lap 16 for a crash involving Jim Cole, Chris Abelson, and Chad Ten Napel.On the restart, Stephan came under fire from Ryan Gaylord with the duo coming off turn four on the final lap, side by side with Stephan edging to the victory. Behind the top duo, Justin Zeitner and Anthony Roth rounded out the top four.last_img read more

Hoosier Survey: Indiana residents split on House Impeachment inquiry

first_imgMuncie, IN— Hoosiers are split on the House impeachment inquiry on President Trump, according to the results of the Old National Bank/Ball State University 2019 Hoosier Survey. In the telephone survey of 600 adult Hoosiers, only 43 percent of those responding approved of the House impeachment inquiry compared to 48 percent who disapproved.“Unlike recent national polls, which indicate a slight majority of Americans approve of the House impeachment inquiry against President Trump, this statewide survey shows that Hoosiers are less supportive of the inquiry” said Chad Kinsella, an assistant professor of political science and survey analyst at the Bowen Center for Public Affairs, which conducts the annual public opinion survey. Approval of the impeachment inquiry is polarized along partisan lines. “The survey indicates that 77 percent of Republicans disapprove of the impeachment inquiry, independents are evenly split on approval and disapproval of the inquiry at 44 percent each way, and 82 percent of Democrats approve of the impeachment inquiry,” Kinsella said. “Clearly, this is a divisive issue among Hoosiers as it is nationally and will set the stage for the upcoming presidential election in 2020.” Survey MethodologyThe Old National Bank / Ball State University 2019 Hoosier Survey obtained telephone interviews with a representative sample of 600 adults living in Indiana. Telephone interviews were conducted by landline (315) and cell phone (285, including 200 with adults with no landline phone). The survey was conducted by Issues & Answers Network, Inc. (I&A). Interviews were done in English from October 8-28, 2019. Statistical results are weighted to correct known demographic discrepancies. The margin of sampling error for the complete set of weighted data is ±5.2 percentage points.last_img read more

McClaren’s team confirmed

first_imgNewcastle have belatedly confirmed the make-up of Steve McClaren’s coaching team – in an e-mail to fans. The Magpies, who presented McClaren only to preferred media partners following his appointment, announced on their official website on Thursday evening that the former England boss had introduced his new-look staff to fans registered to receive communications from the club. The details come as no surprise – scot Ian Cathro and former Derby first team coach Paul Simpson have been appointed as assistant coaches, while Alessandro Schoenmaker will take over as fitness coach and Steve Black, who worked for the club during the 1990s, will help out on a consultancy basis. Goalkeeping Andy Woodman, who has been linked with a move to Crystal Palace, also remains on board. center_img Press Associationlast_img read more